Archive for the ‘Money’ Category

Increase Your Financial IQ Book Review ? Part 2: Protecting Your Money

Thursday, August 26th, 2010

Once you have learned to solve problems and earn some money, the next thing you need to do is to protect that money from what Robert Kiyosaki calls “financial predators”.  Real world predators do not always look the part. Sometimes, they are ordinary people with well-meaning intentions.  Their job is to “legally” take money from your pocket…and your job is to “legally” have them take as little as possible.

According to the book, there are 7 financial predators you need to protect your money from.  They are:

Rich Money Habits Review Notes:

How can make tibia money in easy ways!

Saturday, August 14th, 2010

These are some good ways to make tibia money in easy ways that I collect for you ,hope you can like these !

There are lots of ways to make money in tibia. If you have a good character you can go killing hard monsters, form which you will get great expercience and loot. But only few people have a high level character, so in this article I am going to explain you how to make good tibia money whith a low level character. Everything you need is a character in the main world at any city and some money to start. Let’s begin.

 Merchanting Open your trade channel. Wait. After like 15 – 30 minutes you will see someone selling an item  really cheap. For example; in your world a Dragon shield is sold/bought for 3k, and you see someone selling one for 2k. Buy it. Then, sell it in the trade channel for 2.8-3k. In less than you think somebody is gonna buy it for 3k, and you’ll have made 1k profit doing nothing!  Using this you can be afk as much time you want. As much money you invest, more profit you get! Do this with as much items you can. If you like playing tibia, i recommend you using 2 computers (1 to play and 1 to sell/buy), so you can be leveling or training with your main character and using the other one buying and selling thins as I have just explained. I used a lot this technique for a month, and I earned LOTS OF MONEY. Maybe you are thinking that I am a little bit crazy, but I can truthly say you that it works. Try it. After like two weeks you will see that you have made a great profitThanks for your reading ,have fun with your game,and hope this guide can help you make much more tibia money for your character!

10 Money Making Tips – Everything You Needed to Know to Make Money in Todays Market

Friday, August 13th, 2010

Here are my weekly money savings tips:

1. Maintain a good credit score! It will save you thousands of dollars in the short and long term when you need to borrow money to buy a car or a home. Creditors will give you an interest rate and the loan amount based on your income and credit score.

2. Large sums of money should NEVER be left in a checking account or even a low-interest bank savings account. Rather, put the money into a high interest savings account (like an ING savings), money market fund, or other forms of short term high interest investments with a fixed return.

3. If you have an employer matching 401K plan, maximize your contributions, so that you double your money!

4. Set aside 10% of your paycheck towards some form of long term savings account, like a money market account, mutual fund, retirement plan, or 401K. As you pay amount increases, your contribution will also increase automatically. 10% will also ensure that you stay ahead of inflation.

5. One of the best investments you can make is to first pay off all your high credit card debts. Credit cards typically carry a high interest rate and by paying off these debts, you get one of the best returns available which also is tax-free.

6. If you are losing sleep over an investment, whether its a stock, mutual fund, or retirement plan, its not worth it! Your lack of sleep is probably a good indication that it may be too risky, too good to be true, or just not the right invesment for you.

7. If an investment is projecting returns that are just too good to be true, they probably are. Unless you are intimately involved in the investment or are an insider, an investment that sounds too good to be true is probably too ambitious, too risky or just a scam.

8. Before you invest in something, always do your own research. Consulting with others and getting a second opinion is good, but you need to investigate for yourself. The internet is typically the best source for lots of information but make sure you read enough or get relevant data.

9. Always negotiate for commissions or fees paid for financial or real estate advice. Don’t be misled by standard commissions and “non-negotiable fees”. It is your money and the experts work for you.

10. Can’t get out of debt? If you are having problems meeting your debt payments each month and feel like you are digging a deeper hole, go talk to your creditors and banks to find a solution to get out of the mess. Beware of debt consolidators as they could charge higher interests in the long term and get you even deeper into debt.

If you like any of these tips, have questions on some, or have some feedback, I would like to hear from you. Visit this article by clicking on http://www.financialresource.org/blog/10-money-saving-tips/ and Post your comments. Look for more money saving tips each week!

Happy Springtime and be Money Smart!